Babylon 5 DVD

Buying insurance is not a simple process for most people. A lot of questions cross your mind. How safe is it enough? Do I pay too much for my insurance? Am I too secure? Am I protected enough? Am I buying the "right" for me and for the policies of their loved ones? etc. .. etc. ..

First, there is something that insurance companies do not tell us – we should not buy insurance too. Why? Because certainly not make us rich. Surely only the agent, the company and shareholders rich. Therefore, after years of research in Singapore, there are only five types policies that must be for ourselves (6 for people who are 40 years or more) to have adequate coverage. What are these? They are of death, critical illness, Hospital and surgical, Personal Accident and Disability Income. The additional is a long-term care.

Secondly, insurance companies do not tell us – Once you settle Love Program, you do not buy more insurance, unless there are changes in lifestyle or expenditure?. Any agent said that is crazy:) But if all policies are measured against their actual expenses or lifestyle and is able to hedge against inflation for the next years, it is definitely possible for us not to buy more insurance than once we set up our program of love.

Thirdly, insurance companies do not tell us – Your Investment Linked Plan have the opportunity to burst super-high like a time bomb! Huh? Why is that? Two reasons – High Cost death and the insured have all the risks of cash value. Robert Kiyosaki, author of best-selling book "Rich Dad, Poor Dad", says in his book Cashflow Quadrant that we should not mix investment with insurance.

The reason is that the high cost of our performance exhaust cost mortality investment. What if this year is a financial crisis like the 2008? Cash value is then known to fall from 50 to 60%. High probability that the cash value is exhausted and guess who the insurance companies will ask for premiums?

Finally, insurance companies do not tell us – You must deposit 10% of your gross income in the bank safe for Love program. Now we know what to buy, what not to buy and what to do. The only doubt lies in the amount of my income must be allocated to the Programme of love – in this case is 10%. Most of us are "overspending" in insurance, what it means to deposit more than 10% of our gross income in bank insurance. Why 10%? Very simple. After years of research, we learned that in order to cover the above areas 5-6, the number rises to about 10% of our GDP. In some cases it might be even less than 10%:)

In the book The Richest Man in Babylon by George Clarson, said that Lady Luck always in favor of taking action! Be lucky today!

How Ancient Babylon Foretold the End of the World by David Asscherick (part 5 of 6)

A Single Shard (Newbery Medal Book) $4.89 Two lovable hippos teach the meaning of friendship in five separate vignettes: “Split Pea Soup,” “The Flying Machine,” “The Tub,” “The Mirror,” “The Tooth.”…

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